Moving? Looking for a dream or vacation home? Searching for an investment property? Have you been declined by a local Bank or Broker?

Our portfolio loans are tailored to meet your individual circumstances with in-house underwriting and decision-making. When your local Bank or Broker says "NO", we may have a "YES". Here are a few product highlights:

• All types of purchase, refinance & cash-out refinance
• 1-4 family (primary residence, second or vacation home & investment properties)
• Income producing purchase or refinance commercial loans 
• Up to 56% back ratio of FHA and VA loans upon AUS approval
• New home construction (O/O, Investor, & Builder), fix and flip mortgage loans
• Home renovation, FHA 203K or new home construction mortgage loans
• New non-warrantable condos/ PUD1 & Co-ops
• Individual, LLC, corporate, revocable or irrevocable trust ownership
• Lite docs, stated income loan for self-employed or W2 only
• Challenge credit who had problem in the past
• Mortgage loan programs after bankruptcy, foreclosure or short sale
• Down payment assistance program for qualified buyer
• Foreign national loan programs
• 90% LTV Jumbo loans (up to $1.5M) with no MI 
• Varieties of Jumbo loan products (up to $5M) 
• FHA, VA, and Conventional manufuctured home loans
• Cash flow based investment property (no property limits)
• 40 years/ 10 years interest only program (up to $2.5M)
• Jumbo loan as low as 580 credit score

Please contact us through one of our team members or  email us a brief summary so we can find the best loan program for you. We make the mortgage process simple, fast, and hassle-free! Thanks for your business. Your satisfaction is our priority. We appreciate any referrals.