Commercial Loans

What happens if a commercial loan matures? Date Keeping You Up at Night? If you are an investor in residential, multifamily, or commercial real estate, you likely have loans that are structured to reach a specific end date. This is often the case with loans that feature a large, final payment, known as a balloon […]

For residential real estate investors, balloon-payment mortgages are a powerful tool. It allows you to maximize cash flow during the critical buy-and-rehab phase of a project, deferring the bulk of the payment until your property has appreciated or stabilized.    But this structure where a massive lump sum balance is due at the end of the

Is the maturity date on your commercial property loan keeping you up at night? Suppose you own a residential investment property or an income-producing commercial asset. In that case, you are already too familiar with the ticking clock of a massive balloon payment. That looming final sum—often the most significant hurdle in a commercial mortgage’s

Starting a real estate investment journey can feel like a guessing game, especially when you’re watching the numbers. Is the window closing? Are the current investment property mortgage rates just too high to make a deal work? This pervasive pain point—the fear of being priced out by high interest—causes many potential investors to sit on

Are you ready to dive into real estate but worried about costly blunders? The wrong Investment Property Mortgage decision can sink your profit before you even get a tenant. Choosing the wrong loan is a common first mistake. It can lead to higher payments and lower cash flow. The result? Your path to passive income

Investing in real estate shouldn’t feel like a high-stakes game of chance. Are you tired of complicated spreadsheets and endless guessing games when evaluating a potential rental or flip? That feeling of uncertainty—the doubt that nags at whether your figures are truly accurate—is the pain we solve. According to the U.S. Census Bureau, the national

Navigating the landscape of requirements for investment property loan can seem daunting, especially when a traditional bank denies your application. Many aspiring real estate investors experience frustration, not realizing that the underwriting process for an investment property differs significantly from that of a primary residence loan. Investment loans involve a higher level of scrutiny because

Investing in real estate is a challenging and constantly evolving process. To build trust and achieve success, you need the right financial resources and a deep understanding of the problems owners face.  Residential Lender has been helping people buy and sell homes for 30 years. They can help you obtain business loans, which can make