Thanks for visiting our internet site. We have a tendency to recognize that privacy is a vital issue for our guests and we want them to understand that we have a tendency to take privacy seriously. Please take a moment to review our privacy policy, which describes what types of personally and non-personally identifiable info we have a tendency to collect from visitors; the needs for that we use this data, and to whom and beneath what circumstances we have a tendency to disclose this information.

The Assortment of Info

When visitors access this website, we might automatically collect non-personally identifiable info concerning them, as well as, among alternative things, the links visitors use to arrive here, the domain and host from that visitors access the Internet, the kind of web browser that visitors use the kind of operating system in use, IP addresses, and the amount and frequency of visitors who visit various pages of our site.

We solely collect personally identifiable information concerning visitors once they voluntarily submit it to us. As an example, we tend to raise information when a visitor registers for a service or event or applies for a loan at this website. We may also raise a visitor’s name and email address if the visitor wants to submit a query to us via e-mail message, utilize e-mail features, or subscribe to a newsletter, email alert, or different email subscription service.

ResidentialLender.Net owned by Commercial Lending USA. ResidentialLender.Net or Commercial Lending USA is a consulting company or commercial Broker.

Use of Data

We tend to use non-personally identifiable data collected from guests to ResidentialLender.Net to conduct reviews of our website, to guide selections concerning the development of Commercial Lending USA. and to supply an enhanced online expertise for our visitors. We have a tendency to may also use such information to spot, on a mixture basis, general trends that will, as an example, assist us in determining how to work with lenders to produce a wider array of products.

We tend to might use personally identifiable data collected from guests for any of the following functions: (one) to answer visitors’ queries, (two) to produce services, newsletters, and other info that visitors specifically request or register for through our Website, (3) to develop and improve ResidentialLender.Net, (4) to protect the protection and integrity of ResidentialLender.Net, or (5) for internal business purposes

Disclosure of Information

ResidentialLender.Net might transfer or otherwise disclose the information it collects from its internet web site visitors to contractors, consultants, and alternative service suppliers, if the disclosure will enable that party to perform a business, skilled, or technical support operation for the visitor to the present website. For example, we might use service providers to offer customized search capabilities, to assist offer services and data upon a visitor’s request, or to boost the performance of ResidentialLender.Net. We need these service suppliers by contract to keep any personally identifiable data guests provide to ResidentialLender.Net confidential.

ResidentialLender.Net might conjointly transfer or otherwise disclose personally identifiable info (one) in response to judicial process, (two) to shield against or stop actual or potential fraud, claims, or alternative liability, (three) to supply info to law enforcement agencies or in affiliation with an investigation on a matter connected to public safety (as permitted by law), or (4) if needed to do this by law. As such, our business is to put mortgage brokers and lenders in touch with you to meet this service. When you fill out the shape on our website, you consent to being contacted by one or more service providers.

This web site collects info from new and existing customers at various points throughout the website. Solely together with your consent, we have a tendency to share this info to figure with trusted third party business partners who might contact you to subscribe to or use their products. We work with numerous trusted companies in the loan, insurance and credit industries. Trusted corporations are corporations outlined as adhering to our strict agreements and shield your personal info from distribution, loss, theft and misuse.

We may use the data that we collect from you in many ways. We have a tendency to solely do this if you authorize us to, and our service providers are bound by agreement with us to honor your request. 1st, we tend to, or a 3rd party advertiser with which we have a tendency to have contracted (“Advertiser”), share your registration data with the acceptable service provider in order for these service providers to contact you. We tend to conjointly use the information to enable us, or one of our service providers, to notify you of special offers available to consumers, and for different, similar purposes. You’ll be able to control whether or not you receive such emails by following the directions on this website, and we will build every reasonable effort to honor your request. We might also use the data you offer to permit us to contact you for administrative purposes, for instance, to inform you regarding changes to our privacy policy.

We tend to also use certain information that you simply offer in order to present you with advertising that you’ll find interesting. This advertising may be on the website itself or through promotional emails from us or the Advertiser. This benefits each of us. It edits you as a result of you seeing advertising which will really be interesting to you, rather than annoying. It advantages us because advertising helps us pay the bills, and we can charge our advertisers additional if they understand that their ads will be seen by somebody abler to seek out useful information.

ResidentialLender.Net might sell or rent personally identifiable information to a 3rd party alternative than our lending institution affiliates or any acquirer as mentioned below, like the Advertiser. Additionally, we may combine personal info from all of our users and offer that data in the aggregate to other parties, including Advertisers, for selling and promotional purposes. However, if we tend to do so, that info cannot be during an approach that can enable any third party to identify you personally.

ResidentialLender.Net must cooperate with legal authorities, and could in some circumstances be needed to disclose personally identifiable data in response to requests from law enforcement authorities, or in response to a subpoena or alternative legal process. We tend to don’t expect this to happen, however if it does, we can give only the data required. We can also turn over info about you if we have a tendency to believe we have a tendency to must in order to prevent a violation of the law, and by accepting this policy, you consent to our right to try and do so, in our sole discretion. You furthermore might consent to our disclosing data concerning you within the course of legal proceedings if we tend to be legally required to try and do so, if we have a tendency to reasonably believe that doing so might mitigate our liability, or if doing so will assist us in imposing our legal rights.

At some purpose, ResidentialLender.Net, could have related companies, merge with, or be acquired by another company. When that happens, then we may divulge heart’s contents to them the information you’ve provided to us, in which case we will request them to abide by this policy. We could additionally disclose some info to a possible acquirer, though such disclosure would be subject to restrictions on use.

ResidentialLender.Net shall not be responsible or liable for any product, services, data or different materials displayed, purchased, or obtained as a results of any information or offer in or results of any kind obtained in affiliation with this website, together with, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this web site contains a provide, promise or otherwise, either to make a particular loan or that any taking part lender or broker can create any loan for any purpose or on any specific terms.

In no event shall ResidentialLender.Net be at risk of anyone for any delays, inaccuracies, errors or omissions with respect to the data or the transmission or delivery of all or any half thereof, for any harm arising therefrom or occasioned thereby, or for the results obtained from the employment of the information. The entire risk as to the accuracy, adequacy, completeness, correctness’, validity and quality of any data is with the user. ResidentialLender.Net works to keep up the best professional standards of confidentiality and integrity.

“DO NOT CALL” Policy and Procedure

It is the policy of Commercial Lending USA (Company) and ResidentialLender.Net to fully comply with all applicable “Do Not Call” laws and regulations regarding wired and wireless telephone communications (whether by live, artificial or prerecorded voice, telephone facsimile machine, computer or otherwise) to any covered telephone line or number. In a good faith effort to so comply and to provide consumers with an opportunity to exercise their “do not call” rights, the Firm hereby establishes, and will implement, the following procedures:

(1) No representative of the Firm shall initiate any telephone solicitation, as defined by law, to any residential telephone subscriber before the hour of 8:00 a.m. or after 9:00 p.m. (local time at the called party’s location) and Federal holidays.

(2) The company shall maintain a “company specific” do not call list and shall promptly honor a request to be placed on the company do not call list within a reasonable time of such request, not to exceed 7 days from the date of said request. Each entry on such “company specific” do not call list shall be retained for at least five (5) years or until the requester makes a further written request to be deleted from said list. The Company specific do not call list shall be readily available in every company office as follows: (describe where/how list can be accessed).

(3) The Firm shall periodically purchase or otherwise obtain from the Do Not Call Administrator, not less frequently than every three months or such lesser time as may be prescribed by law, the applicable National Do Not Call database for the area in which the Firm makes telephone solicitations for the purpose of compliance with the “do not call” provisions of state and federal law. A copy of the National Do Not Call database shall be readily available in every company office as follows (describe where/how list can be accessed). The number of days inserted in this blank shall be the shortest period of time within which the company can reasonably respond to the consumers request, but under no circumstances more than 30 days.

(4) Prior to making any telephone solicitation, a representative of the Firm shall check both the “company specific” do not call list and either the most recent applicable Do Not Call National database or the Firm’s download of this database to ensure that no call is placed to a residential telephone subscriber listed therein unless (a) the Firm has the subscriber’s prior express permission, evidenced by a signed written agreement which states that the consumer agrees to the contact by the Firm and includes the telephone number to which the call may be placed, (b) the company representative making the call has a personal relationship with the recipient of the call (a personal relationship means that the person called is personally known to the caller), or (c) for all calls prior where the Firm has an “established business relationship,” as defined by law, which is such to create an expectation on the part of the consumer that a particular company will call them. An established business relationship with one company may extend to an affiliate of that company if the consumer would reasonably expect the affiliate to be included as part of the relationship. The test is the reasonable expectation of the consumer as to which company could call them. An established business relationship means the Firm has closed a transaction or completed a purchase with the telephone subscriber within 18 months prior to making the call or an inquiry or application has been made by the consumer to the Firm or its representatives within three months prior to the making of the call. An application or inquiry must be of such a nature that the consumer would expect to receive a call from the Firm. The representative of the Firm shall also check any applicable “cease-and-desist” list issued pursuant to Real Property Law ‘442-h(2) and shall not call a residential telephone number on the cease-and-desist list.

(5) No representative of the Firm shall use any technology to dial a telephone number for the purpose of determining whether the line is a fax or voice line nor use an automatic telephone dialing system or artificial or pre-recorded message in any call made to a wireless telephone number. The use by any representative of the Firm of any artificial or pre-recorded messages delivered by an automatic telephone dialing system shall identify the Firm and the Firm’s telephone number or address. No representative of the Firm shall use any system which blocks the transmission of caller ID information. All representatives of the Firm (whether employees or independent contractors) shall advise the Broker in writing of the fact that such a system is being used.

(6) In order to comply with all applicable do not call laws and the Firm’s license law duty to supervise affiliated licensees, each representative of the Firm shall undergo periodic training as to the applicable law regarding telephone solicitations, including a review of the applicable rules regarding do not call restrictions, and shall be subject to discipline, up to and including termination, for any failure to participate in such training and any failure to comply with the Firm’s Do Not Call Policy and Procedures, as well as all applicable legal provisions.

(7) In the event of any question regarding the provisions of applicable law or this Do Not Call Policy and Procedure, the representative of the Firm shall promptly contact [specify who should be contacted, e.g., principal broker, office manager, or company counsel, etc.] to obtain clarification.

Cookies

A “cookie” is a tiny text file that is placed on the onerous drive of a visitor’s computer. We have a tendency to use cookies for several functions like (1) to provide better service and a more effective web website, (2) to facilitate interaction with visitors’ browsers, (three) to collect non-personally identifiable knowledge, (4) to acknowledge visitors after they come to our website, and (five) to enable visitors to save information to view later. To view stored data at a later time, however, guests must generally access this web site from the same personal pc that they originally provided the data.

Most browsers are initially set to just accept cookies to store information. Guests are always free to decline cookies, but in doing this they will not be in a position to use sure options on this website.

Different Internet Sites/Linked Third Parties

This web site might contain links to third party websites. Our privacy policy will not apply to those linked sites. In addition, ResidentialLender.Net does not endorse and isn’t responsible for the privacy practices or content of any of the linked sites. We generally don’t have any control over the way that the sponsors of the third party sites collect and use information. Therefore, we suggest that guests review the posted privacy statements on any net web site they visit.

Security

We have a tendency to maintain physical, electronic, and procedural safeguards to keep up the confidentiality, security, and integrity of guests’ personally identifiable information. We tend to permit access to personally identifiable information only to persons and entities engaging in activities permitted by this privacy policy. Though we have a tendency to strive to take care of the very best standards of privacy, no knowledge transmission over the Internet or any wireless network will be sure to be one hundred% secure. ResidentialLender.Net cannot guarantee or warrant the security of any info guests transmit to us and guests do so at their own risk.

Changes

We reserve the right to revise or change the terms of the ResidentialLender.Net privacy policy in the longer term to reflect modifications to our site. To ensure that visitors are responsive to our current privacy practices, we tend to recommend that they check this site periodically. We tend to not materially change how we handle previously collected personally identifiable information without providing notice and choice on how we use this information.