Monthly NewsLetter


Articles on Real Estate and Mortgage Industry:

2018’s Hottest Housing Markets
U.S. home prices rose 5.7% in 2017, but donâ™t look for history to repeat itself. Javier Vivas, director of economic research at realtor.com, sees average prices increasing by 3.2% this year, partly due to anticipated softness in the luxury market. -By
Lawrence C. Strauss

J.D. Power: Will mortgage lending go fully digital in 2018?                                                                                                                                                                                                                                                                                                       A  total of 43% of mortgage customers reported applying digitally in 2017, up from 28% in 2016, the study showed. J.D. Power explained that while the mortgage industry is lagging significantly behind other fields in technology. By  Kelsey Ramírez

Tax Reform: The Impact on Builders adn Small Business
The landmark tax reform legislation took effect for the tax year starting Jan. 1, 2018. The changes made to the tax code will help middle-class families, maintain the nation’s commitment to affordable housing and ensure that small businesses are treated fairly relative to large corporations- By NAHB .

Mortgage Rates Paradoxically Steady After Jobs Report
Mortgage rates must really like being where they are right now, because they've been at roughly the same levels for the past 5 days!  Not only is this highly out of character for 2018, Mortgage News Daily by Matthew Graham

Solid Job Growth and Low Unemployment Rate in February

According to the Employment Situation for February 2018, reported by the Bureau of Labor Statistics (BLS), total nonfarm payroll employment rose by 313,000 in February and the unemployment rate was unchanged at 4.1%. By Jing Fu

2018 start with slow market. Builder optimism and buyer demand are high
Realty Check- "Some will blame the weather. Others will claim the figures are too volatile month to month. Bottom line, December's steep drop in single-family housing starts is not indicative of what is really going on at construction sites across the nation”. -By Diana Olick

How to Sell a House in 2018: 5 Tips to Get the Edge This Year
If you want to know how to sell a house in 2018, face the facts: It's a new year, and that brings a new breed of home buyers to your front door. Knowing who these buyers are—as well as what they love and loathe in a home—is critical to fielding a great offer.- Realtor.com

Mortgage applications jump 4.5% as buyers rush to beat higher rates
“Mortgage applications rose 4.5 percent last week from the previous week, the Mortgage Bankers Association says."- Realty check by Diana Olick

US mortgage slowdown prompts jobs alert                                                                                                                                                                                                                                                                                                                                                                "Thousands of jobs in the US mortgage sector have been put at risk as lenders prepare for the weakest year for refinancings since the turn of the century."By Financial Times

Mortgage lending: Industry forecasts for the new year
Despite the lingering question marks, the year is shaping up to be a good one for the housing market, and the mortgage lending industry as well. “The economy is cooking along,” said Adam McLain,- Chicago Agent Magazine

What home buyers can expect in 2018: Pay more and get less                                                                                                         
As we enter 2018, the news may be even worse for home buyers. Housing economists are predicting even fewer homes will be listed for sale, and not enough new homes will be built to satisfy demand, which means home prices will skyrocket further, putting incredible pressure on home buyers.- Washington Post